# Montana — Gift card expiration, fee and cash-redemption rules by state

For Montana, expiration rule is A gift certificate is valid until redemption and does not terminate; dormancy/service fee rule is A gift certificate may not be reduced in value by any fee, including a dormancy fee applied if a certificate is not used; cash redemption threshold is less than $5; covered instruments is no exemptions stated in this section; statute citation is Mont. Code Ann. § 30-14-108, recorded from its source on 2026-08-18.

- **State:** Montana _(verified: appears in the quote below)_
- **Expiration rule:** A gift certificate is valid until redemption and does not terminate _(verified: appears in the quote below)_
- **Dormancy/service fee rule:** A gift certificate may not be reduced in value by any fee, including a dormancy fee applied if a certificate is not used _(verified: appears in the quote below)_
- **Cash redemption threshold:** less than $5 _(verified: appears in the quote below)_
- **Covered instruments:** no exemptions stated in this section _(verified: appears in the quote below)_
- **Statute citation:** Mont. Code Ann. § 30-14-108 _(our reading, not quoted from the source)_

## What the source says

> (1) A gift certificate is valid until redemption and does not terminate. A gift certificate is considered trust property of the possessor if the issuer or seller of the gift certificate declares bankruptcy after issuing or selling the gift certificate. (2) The value represented by the gift certificate belongs to the possessor and not to the issuer or seller. An issuer or seller may redeem a gift certificate presented by an individual whose name does not match the name on the gift certificate. (3) A gift certificate may not be reduced in value by any fee, including a dormancy fee applied if a certificate is not used. (4) If the original value of the gift certificate was more than $5 and the remaining value is less than $5 and the possessor requests cash for the remainder, the issuer or seller shall redeem the gift certificate for cash.

## Source

- https://leg.mt.gov/bills/mca/title_0300/chapter_0140/part_0010/section_0080/0300-0140-0010-0080.html

Last verified: 2026-08-18. Review by: 2027-08-18.
Part of [Gift card expiration, fee and cash-redemption rules by state](https://referencesource.org/gift-card-consumer-protections-by-state/).