# Minnesota — Gift card expiration, fee and cash-redemption rules by state

For Minnesota, expiration rule is unlawful for any person or entity to sell a gift certificate that is subject to an expiration date; dormancy/service fee rule is a service fee of any kind, including, but not limited to, a service fee for dormancy; cash redemption threshold is none; covered instruments is shall not apply to gift certificates: (1) distributed to a consumer for loyalty, promotional, award, incentive, rebate, or other similar purposes without any money or other tangible thing of value being given by the consumer in exchange for the gift certificate or gift card; (2) that are sold below face value or at a volume discount to employers or to nonprofit and charitable organizations for fundraising purposes; statute citation is Minn. Stat. § 325G.53, recorded from its source on 2026-08-18.

- **State:** Minnesota _(verified: appears in the quote below)_
- **Expiration rule:** unlawful for any person or entity to sell a gift certificate that is subject to an expiration date _(verified: appears in the quote below)_
- **Dormancy/service fee rule:** a service fee of any kind, including, but not limited to, a service fee for dormancy _(verified: appears in the quote below)_
- **Cash redemption threshold:** none
- **Covered instruments:** shall not apply to gift certificates: (1) distributed to a consumer for loyalty, promotional, award, incentive, rebate, or other similar purposes without any money or other tangible thing of value being given by the consumer in exchange for the gift certificate or gift card; (2) that are sold below face value or at a volume discount to employers or to nonprofit and charitable organizations for fundraising purposes _(verified: appears in the quote below)_
- **Statute citation:** Minn. Stat. § 325G.53 _(our reading, not quoted from the source)_

## What the source says

> It is unlawful for any person or entity to sell a gift certificate that is subject to an expiration date or a service fee of any kind, including, but not limited to, a service fee for dormancy. § Subd. 3. Nonapplication. The provisions of this section shall not apply to gift certificates: (1) distributed to a consumer for loyalty, promotional, award, incentive, rebate, or other similar purposes without any money or other tangible thing of value being given by the consumer in exchange for the gift certificate or gift card; (2) that are sold below face value or at a volume discount to employers or to nonprofit and charitable organizations for fundraising purposes;

## Source

- https://www.revisor.mn.gov/statutes/cite/325G.53

Last verified: 2026-08-18. Review by: 2027-08-18.
Part of [Gift card expiration, fee and cash-redemption rules by state](https://referencesource.org/gift-card-consumer-protections-by-state/).