# Florida — Gift card expiration, fee and cash-redemption rules by state

For Florida, expiration rule is may not have an expiration date, expiration period; dormancy/service fee rule is any type of postsale charge or fee imposed on the gift certificate or credit memo, including, but not limited to, service charges, dormancy fees, account maintenance fees, or cash-out fees; cash redemption threshold is none; covered instruments is a gift certificate may have an expiration date if it is provided to the recipient, or to a purchaser for transfer to the recipient, as part of a loyalty or promotional program when the recipient does not pay a separate identifiable charge for the certificate; statute citation is Fla. Stat. § 501.95(2)(a), recorded from its source on 2026-08-18.

- **State:** Florida _(verified: appears in the quote below)_
- **Expiration rule:** may not have an expiration date, expiration period _(verified: appears in the quote below)_
- **Dormancy/service fee rule:** any type of postsale charge or fee imposed on the gift certificate or credit memo, including, but not limited to, service charges, dormancy fees, account maintenance fees, or cash-out fees _(verified: appears in the quote below)_
- **Cash redemption threshold:** none
- **Covered instruments:** a gift certificate may have an expiration date if it is provided to the recipient, or to a purchaser for transfer to the recipient, as part of a loyalty or promotional program when the recipient does not pay a separate identifiable charge for the certificate _(verified: appears in the quote below)_
- **Statute citation:** Fla. Stat. § 501.95(2)(a) _(our reading, not quoted from the source)_

## What the source says

> A gift certificate purchased or credit memo issued in this state may not have an expiration date, expiration period, or any type of postsale charge or fee imposed on the gift certificate or credit memo, including, but not limited to, service charges, dormancy fees, account maintenance fees, or cash-out fees. However, a gift certificate may have an expiration date of not less than 3 years if it is provided as a charitable contribution, or not less than 1 year if it is provided as a benefit pursuant to an employee-incentive program, and the expiration date is prominently disclosed in writing to the consumer at the time it is provided. In addition, a gift certificate may have an expiration date if it is provided to the recipient, or to a purchaser for transfer to the recipient, as part of a loyalty or promotional program when the recipient does not pay a separate identifiable charge for the certificate

## Source

- http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0501/Sections/0501.95.html

Last verified: 2026-08-18. Review by: 2027-08-18.
Part of [Gift card expiration, fee and cash-redemption rules by state](https://referencesource.org/gift-card-consumer-protections-by-state/).