Connecticut
For Connecticut, expiration rule is No person may sell or issue a gift certificate, as defined in section 3-56a, that is subject to an expiration date; dormancy/service fee rule is no fee restriction on a gift certificate in chapter 743cc, so the federal floor applies; the chapter bans expiration dates outright instead; cash redemption threshold is less than five dollars; covered instruments is “Gift card” does not include: (1) A general-use prepaid card, as defined in 12 CFR 1005.20(a)(3), as from time to time amended, (2) a gift certificate donated or sold below face value by a retailer to a charitable organization or nonprofit community organization, (3) a linked prepaid card, as defined in section 42-460a, (4) a card or certificate issued by a retailer pursuant to an awards, loyalty or promotional program for which no money or other item of monetary value was exchanged, (5) a gift certificate or card sold below face value by a retailer, (6) a gift certificate or card sold by a retailer that does not have a retail establishment in this state, or (7) a gift certificate that is issued only on paper; statute citation is Conn. Gen. Stat. 42-460 (expiration) and 42-461 (cash refund), Chapter 743cc, recorded from its source on 2026-10-12.
- State
- Connecticut
- Expiration rule
- No person may sell or issue a gift certificate, as defined in section 3-56a, that is subject to an expiration date. verified
- Dormancy/service fee rule
- no fee restriction on a gift certificate in chapter 743cc, so the federal floor applies; the chapter bans expiration dates outright instead
- Cash redemption threshold
- less than five dollars verified
- Covered instruments
- “Gift card” does not include: (1) A general-use prepaid card, as defined in 12 CFR 1005.20(a)(3), as from time to time amended, (2) a gift certificate donated or sold below face value by a retailer to a charitable organization or nonprofit community organization, (3) a linked prepaid card, as defined in section 42-460a, (4) a card or certificate issued by a retailer pursuant to an awards, loyalty or promotional program for which no money or other item of monetary value was exchanged, (5) a gift certificate or card sold below face value by a retailer, (6) a gift certificate or card sold by a retailer that does not have a retail establishment in this state, or (7) a gift certificate that is issued only on paper. verified
- Statute citation
- Conn. Gen. Stat. 42-460 (expiration) and 42-461 (cash refund), Chapter 743cc our reading
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
(a) No person may sell or issue a gift certificate, as defined in section 3-56a, that is subject to an expiration date. No gift certificate or any agreement with respect to such gift certificate may contain language suggesting that an expiration date may apply to the gift certificate.
— cga.ct.gov, retrieved 2026-10-12
Where each value comes from
This source states these in separate places, so each value is shown with the passage that states it.
Cash redemption threshold
(c) If a person uses a gift card to purchase goods or services and the balance on the gift card is less than five dollars after such purchase, the person accepting the gift card as payment, if requested by the purchaser, shall provide the purchaser with a cash refund equal to the value of the remaining balance on the gift card after the purchase.
Covered instruments
(a) For the purposes of this section, “gift card” means a record evidencing a promise, made for consideration, by the seller or issuer of the record that goods or services will be provided to the owner of the record to the value shown in the record and includes, but is not limited to, a record that contains a microprocessor chip, magnetic stripe or other means for the storage of information, that is prefunded and for which the value is decremented upon each use, an electronic gift card, stored-value card or certificate, a store card or a similar record or card. “Gift card” does not include: (1) A general-use prepaid card, as defined in 12 CFR 1005.20(a)(3), as from time to time amended, (2) a gift certificate donated or sold below face value by a retailer to a charitable organization or nonprofit community organization, (3) a linked prepaid card, as defined in section 42-460a, (4) a card or certificate issued by a retailer pursuant to an awards, loyalty or promotional program for which no money or other item of monetary value was exchanged, (5) a gift certificate or card sold below face value by a retailer, (6) a gift certificate or card sold by a retailer that does not have a retail establishment in this state, or (7) a gift certificate that is issued only on paper.
— all from cga.ct.gov, retrieved 2026-10-12
Source
- cga.ct.govhttps://www.cga.ct.gov/current/pub/chap_743cc.htm