# Colorado — Gift card expiration, fee and cash-redemption rules by state

For Colorado, expiration rule is no expiration restriction stated in this section (federal floor applies); dormancy/service fee rule is It is unlawful for any person or entity to sell to a purchaser a gift card that contains a service fee, a dormancy fee, an inactivity fee, a maintenance fee, or any other type of fee; cash redemption threshold is five dollars or less; covered instruments is This section shall not apply to gift cards that are usable with multiple sellers of goods or services. This exception shall not apply to a gift card usable only with affiliated sellers of goods or services; statute citation is Colo. Rev. Stat. § 6-1-722, recorded from its source on 2026-08-18.

- **State:** Colorado _(verified: appears in the quote below)_
- **Expiration rule:** no expiration restriction stated in this section (federal floor applies) _(verified: appears in the quote below)_
- **Dormancy/service fee rule:** It is unlawful for any person or entity to sell to a purchaser a gift card that contains a service fee, a dormancy fee, an inactivity fee, a maintenance fee, or any other type of fee _(verified: appears in the quote below)_
- **Cash redemption threshold:** five dollars or less _(verified: appears in the quote below)_
- **Covered instruments:** This section shall not apply to gift cards that are usable with multiple sellers of goods or services. This exception shall not apply to a gift card usable only with affiliated sellers of goods or services _(verified: appears in the quote below)_
- **Statute citation:** Colo. Rev. Stat. § 6-1-722 _(our reading, not quoted from the source)_

## What the source says

> (b) This section shall not apply to gift cards that are usable with multiple sellers of goods or services. This exception shall not apply to a gift card usable only with affiliated sellers of goods or services. (2) On and after August 11, 2010, the issuer shall redeem the remaining value of a gift card for cash if the amount remaining is five dollars or less on request of the holder. (3) It is unlawful for any person or entity to sell to a purchaser a gift card that contains a service fee, a dormancy fee, an inactivity fee, a maintenance fee, or any other type of fee.

## Source

- https://codes.findlaw.com/co/title-6-consumer-and-commercial-affairs/co-rev-st-sect-6-1-722/

Last verified: 2026-08-18. Review by: 2027-08-18.
Part of [Gift card expiration, fee and cash-redemption rules by state](https://referencesource.org/gift-card-consumer-protections-by-state/).