# Penalty per individual not enrolled in a plan as a result of a HMO or competitive medical plan that implements practices to discourage enrollment of individuals needing services in the future — Federal civil penalty maximums — current inflation-adjusted amounts across agencies For Penalty per individual not enrolled in a plan as a result of a HMO or competitive medical plan that implements practices to discourage enrollment of individuals needing services in the future, agency is HHS; maximum penalty is 39,393, recorded from its source on 2026-08-10. - **Agency:** HHS _(our reading, not quoted from the source)_ - **Violation:** Penalty per individual not enrolled in a plan as a result of a HMO or competitive medical plan that implements practices to discourage enrollment of individuals needing services in the future _(verified: appears in the quote below)_ - **Maximum penalty:** 39,393 _(verified: appears in the quote below)_ ## What the source says > | | OIG | Penalty per individual not enrolled in a plan as a result of a HMO or competitive medical plan that implements practices to discourage enrollment of individuals needing services in the future | 2024 | 38,395 | 39,393 ## Source - https://www.ecfr.gov/current/title-45/subtitle-A/subchapter-A/part-102/section-102.3 Last verified: 2026-08-10. Review by: 2027-02-26. Part of [Federal civil penalty maximums — current inflation-adjusted amounts across agencies](https://referencesource.org/federal-civil-penalty-maximums/).