What changed — Federal Reserve enforcement actions against banks and holding companies: action type, effective date and whether it has been terminated

The change history of Federal Reserve enforcement actions against banks and holding companies: action type, effective date and whether it has been terminated: Which US banking organisations are or have been subject to a Federal Reserve supervisory enforcement action, what kind of action it is, when it took effect, and whether the Board has since terminated it. Each record is one action against one banking organisation, carrying the organisation's name and location exactly as the Board publishes them, the action type ('Written Agreement', 'Cease and Desist Order', 'Civil Money Penalty', 'Prompt Corrective Action', 'Formal Agreement'), the effective date, the termination date where one exists, and the link to the Board's own order or press release. Answers 'is this bank under a consent order', 'does the Federal Reserve have an open enforcement action against my sponsor bank', 'when was the written agreement with this holding company terminated', and 'which banks were placed under a Federal Reserve enforcement action this year'. The Board's own human-facing search page contains none of this text — it is a JavaScript application, and an assistant that fetches it gets a page on which the string 'cease and desist' does not appear — so the only agent-readable route to the answer is a CSV nobody links to from an answer page.

Change dates6

Tracked since2026-08-11

Last change2026-10-19

Since the initial snapshot of 2026-08-11, this register has changed on 5 further dates. This register is re-checked against its sources on a schedule; a date appears below only when records were added or their values changed, so a quiet stretch means the register itself was quiet, not that nobody looked.

We keep the current verified state of each record, not the value it replaced — so each entry says which records changed and what they now state, never what they said before. Machine subscribers: poll changes.xml (Atom) or changes.json instead of re-fetching the dataset.

2026-10-19 — 3 records added or updated

Gardner Bancshares, Inc., Lenexa, Kansas and Small Business Bank, Lenexa, Kansas · Cease and Desist Order · 2023-09-01Now states — Action: Cease and Desist Order; Effective date: 2023-09-01; Termination date: 2026-10-13; Board document: /newsevents/pressreleases/enforcement20230905a.htm; Document type: Press Release. (State after this change; the previous value was not stored.)
Small Business Bank, Lenexa, Kansas · Cease and Desist Order · 2024-11-13Now states — Action: Cease and Desist Order; Effective date: 2024-11-13; Termination date: 2026-10-13; Board document: https://www.federalreserve.gov/newsevents/pressreleases/enforcement20241119a.htm; Document type: Press Release. (State after this change; the previous value was not stored.)
Small Business Bank, Lenexa, Kansas · Prompt Corrective Action · 2026-06-29Now states — Action: Prompt Corrective Action; Effective date: 2026-06-29; Termination date: 2026-10-13; Board document: https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260702a.htm; Document type: Press Release. (State after this change; the previous value was not stored.)

2026-10-13 — 1 record added or updated

American Express Company, New York, New York; American Express Travel Related Services Company, Inc., New York, New York · Cease and Desist Order · 2026-10-08Now states — Action: Cease and Desist Order; Effective date: 2026-10-08; Board document: https://www.federalreserve.gov/newsevents/pressreleases/enforcement20261008a.htm; Document type: Press Release. (State after this change; the previous value was not stored.)

2026-10-05 — 1 record added or updated

Ontario Bancorporation, Inc., Ontario, Wisconsin · Written Agreement · 2026-09-24Now states — Action: Written Agreement; Effective date: 2026-09-24; Board document: /newsevents/pressreleases/enforcement20261002a.htm; Document type: Press Release. (State after this change; the previous value was not stored.)

2026-09-22 — 3 records added or updated

Quontic Bank Acquisition Corp., Astoria, New York, and Quontic Bank Holdings Corp., Astoria, New York · Written Agreement · 2023-07-05Now states — Action: Written Agreement; Effective date: 2023-07-05; Termination date: 2026-09-02; Board document: https://www.federalreserve.gov/newsevents/pressreleases/enforcement20230706a.htm; Document type: Press Release. (State after this change; the previous value was not stored.)
SNB Bancshares, Inc., Eufaula, Oklahoma, and Bank of Eufaula, Eufaula, Oklahoma · Written Agreement · 2024-08-07Now states — Action: Written Agreement; Effective date: 2024-08-07; Termination date: 2026-09-03; Board document: /newsevents/pressreleases/enforcement20240815a.htm; Document type: Press Release. (State after this change; the previous value was not stored.)
United Texas Bank, Dallas, Texas · Cease and Desist Order · 2024-08-29Now states — Action: Cease and Desist Order; Effective date: 2024-08-29; Termination date: 2026-09-02; Board document: /newsevents/pressreleases/enforcement20240904a.htm; Document type: Press Release. (State after this change; the previous value was not stored.)

2026-09-01 — 1 record added or updated

SouthPoint Bancshares, Inc., Birmingham, Alabama · Written Agreement · 2026-08-14Now states — Action: Written Agreement; Effective date: 2026-08-14; Board document: /newsevents/pressreleases/enforcement20260820b.htm; Document type: Press Release. (State after this change; the previous value was not stored.)

2026-08-11 — Initial snapshot — 1,552 records

The first verified snapshot: every record was new on this date. The full register is on the dataset page.

… and 1,532 more records on this date. The full current state of every record is in data.json.