# Citizens Bancshares, Inc., and Citizens First Bank of Walnut, Walnut, IL — Federal Reserve enforcement actions against banks and holding companies: action type, effective date and whether it has been terminated

For Citizens Bancshares, Inc., and Citizens First Bank of Walnut, Walnut, IL, action is Written Agreement; effective date is 1994-09-28; termination date is 1996-08-07, verified against its source on 2026-08-11.

- **Banking organisation:** Citizens Bancshares, Inc., and Citizens First Bank of Walnut, Walnut, IL _(verified: appears in the quote below)_
- **Action:** Written Agreement _(verified: appears in the quote below)_
- **Effective date:** 1994-09-28 _(verified: appears in the quote below)_
- **Termination date:** 1996-08-07 _(verified: appears in the quote below)_

## What the source says

> 1994-09-28,1996-08-07,,,"Citizens Bancshares, Inc., and Citizens First Bank of Walnut, Walnut, IL",Written Agreement,DNE,,

## Source

- https://www.federalreserve.gov/supervisionreg/files/enforcementactions.csv

Last verified: 2026-08-11. Review by: 2026-09-01.
Part of [Federal Reserve enforcement actions against banks and holding companies: action type, effective date and whether it has been terminated](https://referencesource.org/bank-enforcement-actions/).