# Mississippi minimum auto liability insurance

For Mississippi minimum auto liability insurance, bodily injury per person is $25,000; bodily injury per accident is $50,000; property damage per accident is $25,000; effective date of current limits is January 1, 2006, recorded from its source on 2026-08-10.

- **State:** Mississippi _(our reading, not quoted from the source)_
- **Bodily injury per person:** $25,000 _(verified: appears in the quote below)_
- **Bodily injury per accident:** $50,000 _(verified: appears in the quote below)_
- **Property damage per accident:** $25,000 _(verified: appears in the quote below)_
- **Alternative to buying insurance:** posting a bond for the same amounts as the minimum liability requirement, or making a cash or security deposit equal to the minimum requirements
- **Effective date of current limits:** January 1, 2006 _(verified: appears in the quote below)_
- **Issuing authority:** Mississippi Insurance Department _(verified: appears in the quote below)_

## What the source says

> On January 1, 2006, the minimum liability requirements increased to the following: $25,000 per person (limited to a single accident), $50,000 per accident for bodily injury, and $25,000 per accident for property damage.

## Source

- https://www.mid.ms.gov/mississippi-insurance-department/consumers/auto-insurance/

Last verified: 2026-08-10. Review by: 2027-02-06.
Part of [Minimum auto liability insurance limits by state](https://referencesource.org/auto-insurance-minimums/).