# Massachusetts minimum auto liability insurance

For Massachusetts minimum auto liability insurance, bodily injury per person is not less than $25,000; bodily injury per accident is not less than $50,000; property damage per accident is $30,000; effective date of current limits is July 1, 2025, recorded from its source on 2026-08-10.

- **State:** Massachusetts _(our reading, not quoted from the source)_
- **Bodily injury per person:** not less than $25,000 _(verified: appears in the quote below)_
- **Bodily injury per accident:** not less than $50,000 _(verified: appears in the quote below)_
- **Property damage per accident:** $30,000 _(verified: appears in the quote below)_
- **Effective date of current limits:** July 1, 2025 _(verified: appears in the quote below)_
- **Issuing authority:** Massachusetts Session Laws, Acts of 2024, Chapter 275 (amending M.G.L. c.90 §§34A and 34O)
- **Notes:** Prior to this amendment, M.G.L. c.90 §34A required at least $20,000 per person / $40,000 per accident for bodily injury, and §34O required at least $5,000 for property damage. The new figures apply to motor vehicle liability policies issued or renewed on or after July 1, 2025.

## What the source says

> SECTION 1. Section 34A of chapter 90 of the General Laws, as appearing in the 2022 Official Edition, is hereby amended by striking out, in line 102, the words “at least twenty thousand dollars” and inserting in place thereof the following words:- not less than $25,000. SECTION 2. Said section 34A of said chapter 90, as so appearing, is hereby further amended by striking out, in lines 104 and 105, the words “at least forty thousand dollars” and inserting in place thereof the words:- not less than $50,000. SECTION 3. Section 34O of said chapter 90, as so appearing, is hereby amended by striking out, in line 17, the words “five thousand dollars” and inserting in place thereof the following figure:- $30,000. SECTION 4. Sections 1 to 3, inclusive, shall apply to motor vehicle liability policies issued or renewed on or after July 1, 2025.

## Source

- https://malegislature.gov/Laws/SessionLaws/Acts/2024/Chapter275

Last verified: 2026-08-10. Review by: 2027-02-06.
Part of [Minimum auto liability insurance limits by state](https://referencesource.org/auto-insurance-minimums/).