# District of Columbia minimum auto liability insurance

For District of Columbia minimum auto liability insurance, bodily injury per person is $25,000; bodily injury per accident is $50,000; property damage per accident is $10,000, recorded from its source on 2026-08-10.

- **State:** District of Columbia _(our reading, not quoted from the source)_
- **Bodily injury per person:** $25,000 _(verified: appears in the quote below)_
- **Bodily injury per accident:** $50,000 _(verified: appears in the quote below)_
- **Property damage per accident:** $10,000 _(verified: appears in the quote below)_
- **Issuing authority:** D.C. Code § 31-2406 (Availability of required and optional insurance and benefits)

## What the source says

> (b) Property damage insurance. — Property damage insurance shall provide that any liability to an insured to pay for property damage to any vehicle or other property not owned or controlled by the insured, in accordance with applicable law, shall be paid by the applicable insurer up to an amount requested by the named insured. The minimum amount of property damage liability insurance coverage that a named insured shall purchase is $10,000 for property damage in any 1 accident. (c) Third-party personal liability. — Third-party personal liability coverage shall provide that any liability of an insured to pay for injury arising from an accident within or outside the District of Columbia, in accordance with applicable law, shall be paid by the insurer up to the amount established in the policy. The minimum amount of 3rd-party personal liability coverage that an insured shall purchase shall be $25,000 per person injured in any 1 accident and $50,000 for all persons injured in any 1 accident.

## Source

- https://code.dccouncil.gov/us/dc/council/code/sections/31-2406

Last verified: 2026-08-10. Review by: 2027-02-06.
Part of [Minimum auto liability insurance limits by state](https://referencesource.org/auto-insurance-minimums/).