# California minimum auto liability insurance

For California minimum auto liability insurance, bodily injury per person is $30,000; bodily injury per accident is $60,000; property damage per accident is $15,000, recorded from its source on 2026-08-10.

- **State:** California _(our reading, not quoted from the source)_
- **Bodily injury per person:** $30,000 _(verified: appears in the quote below)_
- **Bodily injury per accident:** $60,000 _(verified: appears in the quote below)_
- **Property damage per accident:** $15,000 _(verified: appears in the quote below)_
- **Alternative to buying insurance:** a cash deposit of $35,000 with the Department of Motor Vehicles (DMV), or a surety bond for $35,000 from an insurance company licensed to do business in California
- **Issuing authority:** California Department of Insurance _(verified: appears in the quote below)_
- **Notes:** The California Low Cost Automobile Insurance Program (CLCA) offers lower income-eligible limits of $10,000 bodily injury or death per person and $20,000 bodily injury or death per accident, which the source states still satisfy state financial responsibility law.

## What the source says

> Minimum Bodily Injury Liability Limits $30,000 for the death or injury of any one person. If one person is injured in the accident, your coverage pays up to $30,000. A total of $60,000 for the death or injury of more than one person in any one accident. If two or more people are injured, the coverage pays up to $60,000. The coverage will not pay more. The injured people share the money. This coverage applies to injuries that you cause to someone else. Minimum Property Damage Liability Limits $15,000 for damage to the property of other people.

## Source

- https://www.insurance.ca.gov/01-consumers/105-type/95-guides/01-auto/auto101.cfm

Last verified: 2026-08-10. Review by: 2027-02-06.
Part of [Minimum auto liability insurance limits by state](https://referencesource.org/auto-insurance-minimums/).