# Arizona minimum auto liability insurance

For Arizona minimum auto liability insurance, bodily injury per person is $25,000; bodily injury per accident is $50,000; property damage per accident is $15,000; effective date of current limits is policy that is issued or renewed beginning on July 1, 2020, recorded from its source on 2026-08-10.

- **State:** Arizona _(our reading, not quoted from the source)_
- **Bodily injury per person:** $25,000 _(verified: appears in the quote below)_
- **Bodily injury per accident:** $50,000 _(verified: appears in the quote below)_
- **Property damage per accident:** $15,000 _(verified: appears in the quote below)_
- **Effective date of current limits:** policy that is issued or renewed beginning on July 1, 2020 _(verified: appears in the quote below)_
- **Issuing authority:** Arizona Revised Statutes § 28-4009
- **Notes:** For a policy issued or renewed on or before June 30, 2020 (or one issued to a person with a valid certificate of self-insurance or partial self-insurance), the statute states prior limits of $15,000 per person, $30,000 per accident bodily injury and $10,000 property damage.

## What the source says

> (b) For a policy that is issued or renewed beginning on July 1, 2020, except for a policy that is issued to a person that has a valid certificate of self-insurance or partial self-insurance pursuant to section 28-4007: (i) $25,000 because of bodily injury to or death of one person in any one accident. (ii) Subject to the limit for one person, $50,000 because of bodily injury to or death of two or more persons in any one accident. (iii) $15,000 because of injury to or destruction of property of others in any one accident.

## Source

- https://www.azleg.gov/ars/28/04009.htm

Last verified: 2026-08-10. Review by: 2027-02-06.
Part of [Minimum auto liability insurance limits by state](https://referencesource.org/auto-insurance-minimums/).